Loan in Malayalam

Bank talk in Kerala runs on വായ്പ (vaaypa), money borrowed and repaid with interest, and you will see it on every branch notice board. The first syllable is long, vaay-pa. To lend, the list gives വായ്പകൊടുക്കുക (vaaypakodukkuka).

Most common translation

വായ്പ (vaaypa)

Loan, money borrowed and to be repaid, credit taken from a bank.

ബാങ്കിൽ നിന്ന് വായ്പ എടുത്തു.

baankil ninnu vaaypa eduthu.

We took a loan from the bank.

All Malayalam words for “loan”

vaaypa suggests a formal loan from an institution, while കടം (kadam) is everyday borrowing and debt between people. ഋണം (rinam) is a literary word for debt and obligation.

Common questions

How do you say loan in Malayalam?

വായ്പ (vaaypa) is the word, as in a housing loan or a vehicle loan.

What is the difference between vaaypa and kadam?

വായ്പ (vaaypa) implies paperwork and a lender, while കടം (kadam) is what you owe a shop or a friend.